Perception vs. Reality
There’s an alarming difference between perception and reality for current and future retirees.
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Chinese legend says that the Jade Emperor determined the order of animals in the zodiac by calling a race. The Rat and the Ox were in tight competition — until they arrived at a swift river. The Rat charmingly convinced the Ox to carry him across. But when they landed on the other side, the Rat leapt off the Ox and dashed across the finish line first.
One of the most robust findings of behavioral finance is that we tend to fear high-profile, low-probability
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